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Which job has the most expensive insurance?

Workers across the farming industry pay some of the highest premiums for insuring their personal vehicles, according to new data from a motoring insurance comparison website.

Quotezone.co.uk found annual average premiums for farm managers are £697, agricultural engineers pay £819 and tractor drivers £832.

But it is farm workers who have the highest premiums at £931.

The highest overall annual premiums go to hospitality staff, with restaurant managers topping the averages at £968.

At the other end of the spectrum, police officers can insure their personal vehicles for £489 on average, followed by ministers of religion, £547, and driving instructors, £591.

The analysis is based on a sample of over 800,000 car insurance policies compiled from across the UK during 2020.

The website’s founder Greg Wilson said: “Your occupation is just one of the variables that go into an insurance provider’s premium calculation, but it is an important one.

“If you’re a farm worker and are looking for insurance on your personal vehicle, be sure to shop around.

“It’s also worth bearing in mind that it’s sometimes possible to add a personal car to one of your other farm vehicle insurance policies, which could possibly be more cost effective than taking out a separate policy.”

Occupations(Average insurance premium)

Police 488.97

Ministers of Religion 546.92

Architect 581.73

Driving Instructor 590.54

Nurse 598.43

Lawyer 620.16

Farmer 649.37

Dentist 661.73

Engineer 665.21

Accountant 672.38

Financial Adviser 689.59

Farm manager 696.58

Agriculture engineer 819.14

Tractor drivers 832.19

Construction (not including architects) 853.02

GP 873.85

Bar managers 928.36

Agricultural/farm workers 931.31

Restaurateurs 934.19

Bar staff 964.44

Restaurant manager 967.87

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